| Assets: | 2025 | 2024 | |
| Bonds |
|
$64,874,379 | |
| Equities |
|
$29,324,958 | |
| Cash and Short Term Investments |
|
$8,753,492 | |
| Premiums Due |
|
$22,029,515 | |
| Other Assets |
|
$5,075,107 | |
| Total Admitted Assets |
|
$130,057,451 | |
| Liabilities: | |||
| Unpaid Loss and Loss Adjusting Expenses |
|
$11,833,809 | |
| Unearned Premiums |
|
$34,634,094 | |
| Other Liabilities |
|
$6,580,921 | |
| Total Statutory Liabilities |
|
$53,048,824 | |
| Capital |
|
$77,008,627 | |
| Total Liabilities and Capital |
|
$130,057,451 |
Summary Statutory Financial Results
| Statement of Statutory Income: | 2025 | 2024 | |
| Net Premiums Earned |
|
$58,444,922 | |
| Loss and Loss Adjustment Expenses |
|
$27,500,289 | |
| Other Underwriting Expenses |
|
$25,813,550 | |
| Total Insurance Operations Income |
|
$5,131,083 | |
| Investment Income |
|
$2,763,259 | |
| Other Income |
|
$191,513 | |
| Income Tax |
|
$1,733,952 | |
| Net Income |
|
$6,351,903 | |
| Statutory Combined Ratio |
|
89.8% |
